89264 CPT® code: payer coverage and prior authorization14 of 14 payer prior-auth lists that name 89264 require prior authorization or set conditions: Aetna, Blue Cross Blue Shield of Arizona (AZ Blue), Humana, Neighborhood Health Partnership, Oxford Health Plans, Surest, UnitedHealthcare, UnitedHealthcare Community Plan.
89264 appears in 17 coverage policies from Aetna, Blue Cross & Blue Shield of Rhode Island, Blue Cross Blue Shield of Massachusetts, Blue Cross NC, Blue Shield of California, Centene, Cigna, Health Care Service Corporation (BCBS IL, TX, OK, NM, MT), Premera Blue Cross, UnitedHealthcare.
| Payer | Policy | Role in policy | Reviewed | Document |
|---|---|---|---|---|
| Aetna | Infertility (0327) | covered if criteria are met (range 89250-89356) | Jul 16, 2026 | payer document |
| Blue Cross & Blue Shield of Rhode Island | Expanded Fertility Services | covered if criteria are met | Dec 3, 2025 | payer document |
| Blue Cross & Blue Shield of Rhode Island | Infertility Services | covered if criteria are met | Dec 3, 2025 | payer document |
| Blue Cross Blue Shield of Massachusetts | Assisted Reproductive Servies Infertility Services (086) | listed, no stance | payer document | |
| Blue Cross NC | Infertility Diagnosis and Treatment – B0006 | listed, no stance | Mar 1, 2026 | payer document |
| Blue Shield of California | | Reproductive Techniques (4.02.04) | listed, no stance | payer document | |
| Centene | Assisted Reproductive Technology (CP.MP.55) | covered if criteria are met | Feb 1, 2025 | payer document |
| Cigna | Infertility Services (0089) | covered if criteria are met | Jun 15, 2025 | payer document |
| Health Care Service Corporation (BCBS IL, TX, OK, NM, MT) | Reproductive Techniques and Immunotherapy for Recurrent Fetal Loss (OB402.023) CPT Codes 55899, 58322, 58340, 58999, 76831, 82397, 83519, 83520, 86148, 86357, | listed, no stance | Jan 1, 2026 | payer document |
| Premera Blue Cross | Infertility and Assisted Reproduction Services | listed, no stance | May 11, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (CS160.N) Related Services | listed, no stance | May 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for Kansas Only) (CS160KS.03) | listed, no stance | Jun 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for Kentucky Only) (CS161KY.09) Related Services | listed, no stance | May 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for Nebraska Only) (CS160NE.F) Related Services | listed, no stance | Aug 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for New Mexico Only) (CS160NM.E) Related Services | listed, no stance | May 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for Pennsylvania Only) (CS160PA.L) Related Services | listed, no stance | Jul 1, 2026 | payer document |
| UnitedHealthcare | Preimplantation Genetic Testing and Related Services (for Tennessee Only) (CS160TN.M) Related Services | listed, no stance | Jun 1, 2026 | payer document |
Prior authorization required or conditional in IN.
From payers' published prior-auth lists, coverage policies and state Medicaid fee schedules, updated Oct 16, 2026. The role is what the policy's own code table or text says about the code. Not a guarantee of coverage or payment; verify with the payer. CPT® is a registered trademark of the American Medical Association.