97545 CPT® code: payer coverage and prior authorization

Payer policies and prior authorization for 97545

29 of 29 payer prior-auth lists that name 97545 require prior authorization or set conditions: Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Texas, Blue Shield of California, CarePlus Health Plans, Humana, Oxford Health Plans, UnitedHealthcare, UnitedHealthcare Community Plan.

PayerPlanStatePrior authConditionsSinceSource
Blue Shield of CaliforniaBlue Shield commercialCAprior auth under conditionsCalPERS ASO onlySep 1, 2026Prior Authorization List for Blue Shield
Blue Cross and Blue Shield of IllinoisBlue Cross Community Health Plans (BCCHP), Illinois MedicaidILprior auth requiredCarelon-managedAug 1, 2025Illinois Medicaid Prior Authorization Code List, Effective 10/1/2026
Blue Cross and Blue Shield of IllinoisBlue Cross Community MMAI (Medicare-Medicaid Alignment Initiative)ILprior auth requiredeviCore-managedJan 1, 2025Procedure Code List, Effective 1/1/2025
Blue Cross and Blue Shield of TexasTexas PA exemption (gold card), outpatient, fully insuredTXprior auth requiredGold-card exemption availableJul 1, 2026BCBSTX Outpatient Prior Authorization Exemption Clinical Guidelines (max units, PA exempt date range)
CarePlus Health PlansCarePlus Health PlansFLprior auth requiredJan 1, 2027Medicare Advantage and Dual Eligible Special Needs Plans Prior Authorization and Notification List
HumanaHumana D-SNP (FL)FLprior auth requiredJan 1, 20271 *New prior authorization requirement 787403FL0725 FLHMQSREN Humana Dual Fully Integrated Florida Prior Authorization and Notification List
HumanaHumana D-SNP (IL)ILprior auth requiredJan 1, 2027Humana Dual Fully Integrated Illinois Prior Authorization and Notification List
HumanaHumana D-SNP (IN)INprior auth requiredJan 1, 2027*New prior authorization requirement 814403IN0825 H4939_INHN6Z6EN_C Humana PathWays Dual Care (HMO-POS D-SNP) Indiana Prior Authorization and Notification List
HumanaHumana D-SNP (MI)MIprior auth requiredJan 1, 20271 Humana Dual Highly Integrated Michigan Prior Authorization and Notification List
HumanaHumana D-SNP (SC)SCprior auth requiredJan 1, 2027Humana Dual Highly Integrated South Carolina Prior Authorization and Notification List
HumanaHumana D-SNP (VA)VAprior auth requiredJan 1, 2027Virginia Prior Authorization and Notification List
HumanaHumana Healthy HorizonsFLprior auth requiredJan 1, 20271102002FL1026 FLHN8CBEN Humana Healthy Horizons in Florida Preauthorization and Notification List
HumanaHumana Healthy HorizonsILprior auth requiredJan 1, 2027Humana Healthy Horizons in Illinois Prior Authorization and Notification List To view -specific medical coverage policies, please visit Humana Healthy Horizons in Illinois Clinical coverage policies .
HumanaHumana MA and D-SNPAllprior auth requiredJan 1, 2027Medicare Advantage and Dual Eligible Special Needs Plans Prior Authorization and Notification List
HumanaMusculoskeletalAllprior auth requiredHumana Prior Authorization List (PAL): Musculoskeletal Services
HumanaMusculoskeletalAllprior auth requiredHumana Prior Authorization List (PAL): Musculoskeletal Services
HumanaMusculoskeletalAllprior auth requiredHumana Prior Authorization List (PAL): Musculoskeletal Services
HumanaOak Street HealthAllprior auth requiredOak Street Health (Humana): Prior Authorization List (PAL) Codes Under Management
Oxford Health PlansOxford Health PlansAllprior auth requiredOct 1, 2026Prior Authorization Requirements for Oxford Effective October 1, 2026
UnitedHealthcareUnitedHealthcare Medicare Advantage, Peoples Health and Dual Complete (D-SNP)Allprior auth under conditionsplace of service 11Oct 1, 2026UnitedHealthcare® Medicare Advantage/ Peoples Health Plans prior authorization requirements Effective October 1, 2026
UnitedHealthcare Community PlanMaryland HealthChoiceMDprior auth under conditionsAge 21+; Prior authorization required for members ages 21 and olderSep 1, 2026Prior authorization requirements for UnitedHealthcare Community Plan of Maryland Effective September 1, 2026
UnitedHealthcare Community PlanOhio MedicaidOHprior auth requiredNov 1, 2025Prior authorization requirements for Ohio Medicaid Effective November 1, 2025 General Information This list contains prior authorization requirements for participating UnitedHealthcare Community Plan
UnitedHealthcare Community PlanRhode Island MedicaidRIprior auth requiredMay 1, 2026Prior authorization requirements for Rhode Island Medicaid Effective May 1, 2026 This list contains prior authorization requirements for participating UnitedHealthcare Community Plan of Rhode Island h
UnitedHealthcare Community PlanTexas STAR KidsTXprior auth requiredJul 1, 2017Prior authorization requirements for STAR Kids Effective September 1, 2026 This list contains prior authorization review requirements for participating UnitedHealthcare Community Plan of Texas STAR Ki
UnitedHealthcare Community PlanTexas STAR+PLUSTXprior auth requiredJul 1, 2017Prior authorization requirements for STAR+Plus Effective September 1, 2026 This list contains prior authorization requirements for participating UnitedHealthcare Community Plan STAR+PLUS health care p
UnitedHealthcare Community PlanUnitedHealthcare Community Plan of FloridaFLprior auth requiredOct 1, 2026Prior authorization requirements for UnitedHeathcare Community Plan of Florida Effective October 1, 2026
UnitedHealthcare Community PlanUnitedHealthcare Connected (Texas MMP)TXprior auth requiredJul 1, 2017Prior authorization requirements for UnitedHealthcare Connected (Medicare-Medicaid Plan) Texas Effective November 1, 2025 This list contains prior authorization review requirements for participating U
UnitedHealthcare Community PlanVirginia Cardinal Care LTSSVAprior auth requiredOct 1, 2026Prior authorization requirements for Virginia Cardinal Care LTSS Effective October 1, 2026
UnitedHealthcare Community PlanVirginia Cardinal Care MedicaidVAprior auth requiredOct 1, 2026Prior authorization requirements for Virginia Cardinal Care Effective October 1, 2026

Payer coverage policies that name 97545

97545 appears in 26 coverage policies from Aetna, Blue Cross & Blue Shield of Rhode Island, Blue Cross NC, Blue Shield of California, Health Care Service Corporation (BCBS IL, TX, OK, NM, MT), Premera Blue Cross, UnitedHealthcare.

PayerPolicyRole in policyReviewedDocument
AetnaAutism Spectrum Disorders (0648)listed, no stance (range 97010-97546)Oct 2, 2025payer document
AetnaBack Pain - Invasive Procedures (0016)listed, no stance (range 97010-97763)Oct 6, 2026payer document
AetnaBack Pain - Invasive Procedures (0016)listed, no stance (range 97010-97799)Oct 6, 2026payer document
AetnaBack Pain - Noninvasive Treatments (0232)not coveredApr 23, 2026payer document
AetnaBurn Garments (0062)listed, no stance (range 97110-97546)Jan 15, 2026payer document
AetnaChiropractic Services (0107)listed, no stance (range 97010-97799)Apr 7, 2026payer document
AetnaChronic Pain Rehabilitation Programs (0237)listed, no stance (range 97010-97546)Apr 23, 2026payer document
AetnaEarly Intervention Programs (0444)listed, no stance (range 97110-97546)Jul 1, 2026payer document
AetnaElectrodiagnostic Testing (0502)listed, no stance (range 97010-97799)Jul 29, 2026payer document
AetnaFunctional Electrical Stimulation and Neuromuscular Electrical Stimulation (0677)listed, no stance (range 97010-97763)Sep 10, 2026payer document
AetnaHip Arthroplasty (0287)listed, no stance (range 97010-97546)Sep 23, 2026payer document
AetnaHome Health Aides (0218)listed, no stance (range 97010-97799)Sep 10, 2026payer document
AetnaIntervertebral Disc Prostheses (0591)listed, no stance (range 97110-97546)Sep 18, 2026payer document
AetnaKnee Arthroplasty (0660)listed, no stance (range 97010-97799)Oct 8, 2026payer document
AetnaSpinal Surgery: Laminectomy and Fusion (0743)listed, no stance (range 97110-97546)Jul 30, 2026payer document
AetnaStanding Frames, Tables, and Transfer Boards (0481)listed, no stance (range 97001-97763)Jul 2, 2026payer document
AetnaTotal Ankle Arthroplasty (0645)listed, no stance (range 97001-97799)Sep 14, 2026payer document
AetnaVasectomy Procedures and Chronic Scrotal Content Pain (0027)listed, no stance (range 97010-97799)Jan 27, 2026payer document
AetnaWork Hardening Programs (0198)not coveredMar 24, 2026payer document
Blue Cross & Blue Shield of Rhode IslandPhysical and Occupational Services
PAYMENT POLICY | 3
covered if criteria are metFeb 17, 2026payer document
Blue Cross NCChiropractic Serviceslisted, no stanceSep 1, 2025payer document
Blue Cross NCFunctional Capacity Assessment and Work Hardeninglisted, no stanceSep 1, 2025payer document
Blue Shield of CaliforniaBSC8.03 | Physical Therapylisted, no stancepayer document
Blue Shield of CaliforniaBSC8.08 | Occupational Therapylisted, no stancepayer document
Health Care Service Corporation (BCBS IL, TX, OK, NM, MT)Physical Therapy (PT) and Occupational Therapy (OT) Services (THE803.010)
CPT Codes 95851, 95852, 95992, 96125, 97010, 97012, 97014, 97016, 97018,
listed, no stanceJan 1, 2026payer document
Premera Blue CrossNon-covered Services and Procedures
Page | 10 of 30 | ∞
listed, no stanceJun 1, 2026payer document
UnitedHealthcareSkilled Nursing Facility, Rehabilitation, Long-Term Acute Care Hospital, and Private Duty Nursing (MMP079.19)listed, no stanceSep 1, 2026payer document

Recent prior-auth changes

  • Jan 1, 2026: PA removed, Humana
  • Jan 1, 2026: PA added, Blue Cross and Blue Shield of Illinois
  • Nov 1, 2025: PA added, UnitedHealthcare Community Plan
  • Nov 1, 2025: PA added, uhc:pa:summary-of-changes
  • Nov 1, 2025: PA added, UnitedHealthcare Community Plan
  • Nov 1, 2025: PA added, UnitedHealthcare Community Plan
  • Nov 1, 2025: PA removed, Blue Cross and Blue Shield of Illinois
  • Nov 1, 2025: PA added, uhc:pa:summary-of-changes
  • Mar 1, 2025: PA removed, Rocky Mountain Health Plans

Medicaid fee-for-service

Prior authorization required or conditional in CO, IN.

  • CO: $138.72 (chp_plus, non-facility), effective Jul 1, 2026
  • IL: $27.00 (practitioner), effective Jul 1, 2026
  • KS: $22.50 (default, Exempt Physician), effective Jan 1, 1993
  • ND: $0.00 (physician), effective Aug 1, 2026
  • VT: $0.00 (outpatient_hospital_opps), effective Feb 1, 2026
  • WY: $0.00 (outpatient_hospital_apc, Children's Hospitals), effective Apr 1, 2026

From payers' published prior-auth lists, coverage policies and state Medicaid fee schedules, updated Oct 16, 2026. The role is what the policy's own code table or text says about the code. Not a guarantee of coverage or payment; verify with the payer. CPT® is a registered trademark of the American Medical Association.